Indiabulls Liquid Funds  - IndiabullsAMC

Indiabulls Liquid Fund

Type of Scheme: An Open ended Liquid Scheme

Investment Objective: To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market & debt securities with maturity of upto 91days. However, there can be no assurance that the investment objective of the Scheme will be achieved.
This product is suitable for investors who are seeking*
High level of liquidity with commensurate returns over short term.
Through investment in money market & debt securities with maturity of upto 91days.
Low to Moderate Risk
Indiabulls Best liquid Funds Riskometer - IndiabullsAMC
Investors understand that their principal will be at low to moderate risk

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Asset Allocation

Instruments Indicative allocation (% of total assets) Risk Profile
  Minimum Maximum Low/ Med/High
Money market and debt instruments
with maturity upto 91 days
(including floating rate debt
instruments, securitized debt)*
0% 100% Low to Medium

*Securitized debt cumulative allocation not to exceed 15% of the net assets of the Scheme (No investment in foreign securitized debt).
The residual maturity of securitized debt shall not exceed 91 days.

Investment Strategy: Objective of the scheme - To generate returns commensurate with low risk, the scheme would predominantly invest in money market instruments. As the turnover of the portfolio would be high, given the fact the investors in a liquid fund would deploy their funds for a short period of time, the portfolio would be structured to incorporate high liquidity by the use of cash and cash equivalents.The yield curve in the short end (overnight to 3 months) of the curve tends to remain flat with the least amount of volatility. In such a scenario, the fund manager would make attempts to invest the scheme proceeds uniformly across all the maturity buckets. The investment team would carry out rigorous in depth credit evaluation of the money market and debt instruments the scheme proposes to invest in. The credit evaluation will essentially be a bottom up approach and include a study of the operating environment of the issuer, the past track record as well as the future prospects of the issuer and the short term / long term financial health of the issuer.


  • Nature of the Scheme :
    An Open-ended Liquid Scheme
  • Launch Date :
    October 25, 2011
  • Benchmark Index :
    Crisil Liquid Fund Index
  • Load Structure :
    Entry Load: Not Applicable,
    Exit Load: Effective from October 20, 2019 (Sunday)

    Investor exit upon subscription* Exit load as a% of redemption proceeds
    Day 1 0.0070%
    Day 2 0.0065%
    Day 3 0.0060%
    Day 4 0.0055%
    Day 5 0.0050%
    Day 6 0.0045%
    Day 7 Onwards 0.0000%

    *The date of applicable NAV towards redemption units shall be considered for calculating the number of subscription days.
    It is clarified that the redemptions of Units will be considered on First-In-First-Out (FIFO) basis.
    The aforesaid changes will be applicable on a prospective basis from Effective Date in respect of investments made in the above scheme on or after the Effective Date.
    Aforementioned exit load is applicable to all types of Investments/ exists like SIP, STP, SWP, Dividend Transfer Plan, Insta Redemption etc.
  • Options :
    Growth & Dividend
  • Minimum Application Amount :
    Rs. 500 and in multiples of Re.1 thereafter
  • Minimum Additional Purchase Amount :
    Rs. 500 and in multiples of Re.1 thereafter
  • Minimum Redemption Amount :
    Rs1,000 or 1 unit and in multiples of Re.1 thereafter