Indiabulls Liquid Funds  - IndiabullsAMC

Indiabulls Savings Income Fund

Type of Scheme: Conservative Hybrid Fund- An open ended hybrid scheme investing predominantly in debt instruments.

Investment Objective:  The primary objective of the Scheme is to generate regular monthly returns through investment primarily in debt securities. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity securities. However, there can be no assurance that the investment objective of the scheme will be achieved.
This product is suitable for investors who are seeking*
Capital appreciation and provide regular income over a long period of time
Investment primarily in debt securities to generate regular returns and investment of a portion of the Scheme's assets in equity securities to generate long-term capital appreciation
Moderate Risk
India bulls Short Term Fund Riskometer - IndiabullsAMC
Investors understand that their principal will be at moderate risk

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Asset Allocation

Instruments Indicative allocation (% of total assets) Risk Profile
  Minimum Maximum Low/ Med/High
Money market and Debt instruments * 75% 90% Low
Equity and equity related securities* 10% 25% Medium to High


*Investment in Derivatives – upto 50% of the net assets of the Scheme.

Equity Investments- The scheme endeavors to invest in well managed sustainable businesses whose shares are available at reasonable value through a process of disciplined research. The portfolio of securities will be well diversified across sectors, so identified, to mitigate overall risk. As the scheme is expected to be part of the core long-term holdings of our investors, we will adopt a well-balanced and prudent style of fund management that will endeavor to deliver good returns at controlled levels of risk.

Debt Investments-The Scheme will retain the flexibility to invest in the entire range of debt instruments and money market instruments. Investment in Debt securities and Money Market Instruments will be as per the limits in the asset allocation table of the Scheme, subject to permissible limits laid under SEBI (MF) Regulations. The actual percentage of investment in various fixed income securities will be decided after considering the prevailing political conditions, the economic environment (including interest rates and inflation), the performance of the corporate sector and general liquidity and other considerations in the economy and markets. The investment management team is allowed full discretion to make sale and purchase decisions within the limits established.


  • Type of Scheme :
    Conservative Hybrid Fund- An open ended
    hybrid scheme investing predominantly
    in debt instruments.
  • Option :
    Growth Option & Dividend Option.
    The Dividend option has the
    following facilities: Dividend Re-investment
    Facility & Dividend Pay-out Facility
  • Minimum application amount :
    Rs. 500 and in multiples of Re. 1 thereafter
    Rs. 500 and in multiples of Re. 1 thereafter (For
    Systematic Investment Plan (SIP))
  • Minimum additional purchase amount :
    Rs. 500 and in multiples of Re. 1 thereafter
  • Minimum redemption amount :
    Minimum of Rs.500 or account balance, whichever is
    lower and in multiples of Re. 1 thereafter.
  • Exit Load :
    Redemption/ switch-out up to 12% of investment : Nil
    Redemption/ switch-out of remaining investment : 1% if
    redeemed / switched out within 1 year from the date of allotment
    If redeemed / switched-out after 1 year form the date of allotment: Nil
  • Benchmark :
    CRISIL Hybrid 75+25 - Conservative Index



Mr. Veekesh Gandhi (Sr Fund Manager –Equity)

Mr. Veekesh Gandhi has more than 10 years of experience in the field of finance. He was earlier associated with DSP Merrill Lynch Ltd, SSKI Securities and Motilal Oswal Securities, wherein he was responsible for tracking the BFSI sector and research on investment ideas.


Manager - IndiabullsAMC

Vikrant Mehta (Joint Head – Fixed Income, Debt)

Mr. Vikrant Mehta has 24+ years of fixed income and emerging markets experience across fund management, macro research, trading and sales. Prior to joining Indiabulls AMC, Mr. Mehta worked with PineBridge Investments, where he was the Head of Fixed Income at PineBridge India AMC. Subsequently he was a sovereign rates and currency specialist for Asia, in his role as Asian sovereign analyst with PineBridge. Vikrant’s other work assignments have been with NVS Brokerage, JM Morgan Stanley and Mata Securities. Mr. Mehta is an M.S. in Engineering and a CFA from The Institute of Chartered Financial Analysts of India.


Important update : Dear Investor, We request you to take note of revised NAV cut off time effective till further notice. For subscriptions in Liquid Fund and Overnight Fund: 12.30pm. For subscription in all other schemes: 1.00 pm. For redemptions across all schemes: 1.00 pm. No other change in terms & conditions.Please read all scheme documents carefully.