Terms & Conditions
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The Terms and Conditions given below govern the use of the Website owned by Indiabulls Mutual Fund (hereinafter referred to as ‘IBMF’) by any of IBMF’s User (the "User’).
This Website is for informational purposes only.
The User is authorised to use materials, services, information and data made available by IBMF for the User’s own needs only, and is not authorised to make copies thereof for sale or for use by others.
The User will not delete, modify or otherwise interfere with copyright or other intellectual property rights notices on the Website or on the printouts of electronically accessed materials.
The User understands that IBMF may at any time, at its sole discretion and without prior notice to the User, prohibit or restrict User’s access to the Website or related services.
Warranties and limitation of liability
IBMF is not providing personalized investment advice through the Website.
IBMF is not agreeing to nor is it required to update research commentary and news stories. Therefore, that information may not reflect events occurring after the date of publication.
IBMF is neither responsible nor liable for third party content provided or content from any other aspect of any other Website, which may be accessed from this Website.
IBMF is not responsible for any delays or errors in any information or services the User uses on the Website or for systems performance or damages to the User’s computer or software, as a result of using this Website.
IBMF has taken certain steps to provide a secure environment for the Users’ personal information on the Website. However, due to the nature of the Internet, IBMF cannot guarantee the confidentiality or such information.
IBMF may discontinue or change, at any time, any of the services available through the Website. IBMF may cancel or amend these terms and conditions at any time.
IBMF may send newsletters, third-party information or any other information by e-mail, regular mail or other means.
The User’s continued use of this Website will be deemed acceptance of these terms and the User will be unequivocally bound by all these terms and conditions.
IBMF shall not be liable for the correctness, accuracy or reliability of the data or uninterrupted or error free provision of the service.
IBMF shall not be liable for any loss or damage arising from or occasioned by (a) any such inaccuracy, error, delay or omission, or (b) interruption in any such data, information or message, due either to any act or omission by IBMF or to any force majeure event or any other cause beyond the reasonable control of IBMF.
In addition to and without limiting the foregoing, IBMF shall not be liable for any harm caused by the transmission, through the services or information, of a computer virus, or other computer code or programming device that might be used to access, modify, delete, damage, corrupt, deactivate, disable, disrupt, or otherwise impede in any manner the operation of the services or any of the user’s software, hardware, data or property.
Property Rights in Information and Services
The services and the information are the property of IBMF or its licensors and are protected by applicable copyright, patent, trademark or other intellectual property law. Except as expressly authorized herein, the User may not reproduce, transmit, sell, display, distribute, publish, broadcast, circulate, modify, disseminate, or commercially exploit such information or any of the services provided in any manner (including electronic, print or other media now known or hereafter developed) without the written consent of IBMF. The User also agrees not to use the information or services for any unlawful purpose, and the User shall comply with any request of IBMF or any of the third party providers to protect their respective rights in the information and services.
Compliance with laws
The User undertakes to comply with all applicable laws and statutory requirements and agrees to be bound by and to diligently follow and ensure compliance with the applicable laws.
Policy on Privacy & Security of Information
We, at Indiabulls Asset Management Company Limited, respect investors/customers/clients right to privacy. We recognise that the lawful and correct treatment of personal data is very important to maintain investor's confidence in ourselves. It is our endeavor to ensure that any personal data that we collect, process, record or use in any way whether it is held on paper, on computer or other electronic media will have appropriate safeguards in place to comply with our obligations of confidentiality and privacy. In this regard, we request investors/clients/customers to kindly read this “Policy on Privacy and Security of Information” carefully. The terms as may be used in this document would be in accordance with “The Information Technology Act 2000 as amended till date, Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules, 2011” and such other rules/regulations and Circulars as may be applicable.
i) All references to the masculine shall include the feminine and all references, to the singular shall include the plural and vice-versa. All references to client/customer/investor whether masculine or feminine include references to non-individuals also unless repugnant to the context thereof;
ii) Any reference to any statute or statutory provision shall be construed as including a reference to any statutory modifications or re-enactment therein from time to time;
iii) Headings are for ease of reference only.
Indiabulls Asset Management Company Limited (‘AMC’), a Company incorporated under the Companies Act, 1956, has been appointed as the Investment Manager to the Schemes of Indiabulls Mutual Fund. Indiabulls Trustee Company Ltd (Trustee Company) is the Trustee to the Mutual Fund. Indiabulls Housing Finance Limited is the Sponsor of the Mutual Fund. The AMC either directly or through third party service providers engaged by the AMC (Service Providers) such as the Registrar and Transfer agents collects, receives, possesses, stores, deals or handles information received from investors/client/customers whether existing or prospective. Such information can be personal and sensitive in nature as per the indicative list given below:
i) Bank Account details change of bank account details or registration of multiple bank accounts etc. through application forms;
ii) Payment instrument details at the time of submitting application at the time of investment or as proof for carrying out change of bank account or any other details of debit card obtained (if any);
iii) Generation and storing password (PIN) in encrypted form based on the request from the investor under the online mode of investments;
iv) Biometric information obtained, if any;
v) Demat Account details like beneficiary account no. etc.;
vi) Annual Income and savings profile; and
vii) Other information as may be considered as sensitive and personal.
The aforesaid information is being collected by the AMC/Service Providers to respond to your requests, to process the investment applications and to also ensure safe subscriptions/redemptions through points of acceptance in physical form, website, online portals, Automated Teller Machines and such other mode. The AMC may also call the investors to inform them with respect to the other products or services offered by the AMC. The said information is also being collected to be compliant with the Know Your Client (KYC) norms under the Prevention of Money Laundering Act, 2002, (PMLA), the rules issued thereunder, and guidelines and circular on Anti- Money Laundering issued by SEBI and SEBI (Mutual Funds) Regulations, 1996 as amended till date.
The aforesaid information is the basis of our ability to provide investors/clients/customers with good, qualitative, timely and efficient service, while also keeping the information and data provided totally secure and confidential. We endeavor to have suitable technical, operational and physical security controls and measures to protect investors/customers/clients personal/sensitive data or information that are commensurate with the nature of our business at all times.
We permit only authorized employees who are trained in the proper handling of customer information, to have access to aforesaid information. We would ensure to enter into suitable terms with third party service providers in order to protect client confidentiality and follow a non-disclosure or restricted disclosure policy. Further, the employees who violate the privacy and confidentiality promise shall be subjected to disciplinary action.
We shall reveal only such information to external authorities as may be found relevant and necessary in order to comply with the applicable laws of the land and to third party service providers to ensure smooth functioning of the activities as may be prescribed under applicable laws like Registrar and Transfer Agents/distributors/banks/sub-brokers/call-centers/custodians/depositories and such other entities/persons. By using our website or by agreeing to transact with us, you agree to the above sharing of information during your relationship with us. We may also be required from time to time to disclose investors/customers/clients personal information to governmental or judicial bodies or agencies or our regulators based on their requirement to comply with the applicable laws including cyber laws. In addition to the above we may also use the information shared by investors/clients/customers to contact investors/clients/customers regarding the products and services offered by us and seek feedback on the services provided. Further, such information may also be used by us to generate statistics and reports and/or to protect and defend the rights, interest and property of the Mutual Fund, AMC, Trustee Company, Sponsors & its affiliates and directors and/or to enforce legal rights or provisions of the Scheme related Documents of the Mutual Fund viz. Scheme Information Document (SID), Statement of Additional Information (SAI) and Key Information Memorandum (KIM). Further, it may be noted that Internet Protocol (IP) addresses, browser supplied information and site session information may be recorded as part of the normal operations and for security monitoring purposes.
Nevertheless, it is our foremost endeavor to ensure that the Customer’s Privacy is protected at all points in time. The customers/clients (whether existing/prospective) must ensure to recheck the information or data being provided to the AMC or any person acting on its behalf. Incase if any of the data/information is found to be inaccurate or incorrect, the same shall be informed to the AMC for immediate amendment. The AMC and any person acting on its behalf shall not be responsible for the authenticity of the personal information or sensitive personal data or information supplied by the customers/clients (whether existing/prospective).
Further, despite our efforts to protect investors/customers/clients privacy, if unauthorized persons breach security control measures and illegally use such sensitive/personal data or information, the Mutual Fund, AMC, Trustee Company, Sponsors and its affiliates and directors shall not be held responsible/liable.
Retention of information/data It may be noted that we may retain the data as may be provided by the client/investors/customers till such time as may be provided under the law and as required to efficiently provide service to the clients/investors/customers.
Grievance redressal If investors/customers/clients have any concerns relating to their personal and sensitive information they may be addressed to 022 61891328. For more details please refer to the Scheme related documents available on our website viz. www.indiabullsamc.com/.
Investors/clients/customers shall have expressly consented to the terms of this Policy if they enter and use this website or provide any information while transacting with us.